Power of Compounding: Your money grows exponentially over time as you earn interest on both your principal and accumulated interest.

Start Early: Even small amounts saved regularly can grow significantly over long periods thanks to compound interest.

Consistency Matters: Regular contributions help maximize the benefits of dollar-cost averaging and compound growth.

Inflation Impact: Remember that inflation reduces purchasing power over time. Aim for returns that outpace inflation.

Risk vs. Return: Higher potential returns usually come with higher risk. Diversify your investments to manage risk.

Tax Considerations: Investment returns may be taxable. Consider tax-advantaged accounts to maximize growth.

Emergency Fund First: Before investing, build an emergency fund covering 3-6 months of expenses.